Zemen Saving and Credit Association (Zemen SACCO)

Zemen Saving and Credit Association (Zemen SACCO) is a trusted, community-based financial institution rooted in Mekelle, Tigray, and proudly partnered with Hidyat General Trading PLC. With the motto “Build Your Future with Zemen SACCO”, the association offers transparent, Sharia-compliant savings and loan services designed to empower individuals, families, and entrepreneurs. Zemen SACCO provides personal and group savings accounts, microloans, business financing, and targeted support for women, youth, and returnees. Through its partnership with Hidyat, Zemen SACCO is expanding its impact and working to rebuild financial resilience across war-affected communities. Locally rooted and people-focused, Zemen SACCO is more than a financial service, it’s a growing force for inclusive, sustainable development.

📍 Location: Mekelle, Tigray, Ethiopia

🕘 Hours: Monday to Saturday, 8:00 AM – 5:00 PM

📞 Phone: +251 95 344 4411

📧 Email: [email protected]

🌐 Website: https://www.zemensacco.com/

🔗 Social Media:

Facebook: facebook.com/zemensaving

Telegram: t.me/zemensaving1

YouTube: youtube.com/@ZemenSaving

TikTok: tiktok.com/@zemensaving